diff --git a/layers/composables/useTemplateRegistry.ts b/layers/composables/useTemplateRegistry.ts
index 422e707..b3451f2 100644
--- a/layers/composables/useTemplateRegistry.ts
+++ b/layers/composables/useTemplateRegistry.ts
@@ -14,6 +14,7 @@ import FxDownload01 from '#layers/templates/FxDownload01/index.vue'
 import FxCoupon01 from '#layers/templates/FxCoupon01/index.vue'
 import FxSecure01 from '#layers/templates/FxSecure01/index.vue'
 import FxPreregist01 from '#layers/templates/FxPreregist01/index.vue'
+import CtLayout01 from '#layers/templates/CtLayout01/index.vue'
 
 const templateRegistry = {
   GR_VISUAL_01: { component: GrVisual01 },
@@ -32,6 +33,7 @@ const templateRegistry = {
   FX_COUPON_01: { component: FxCoupon01 },
   FX_SECURE_01: { component: FxSecure01 },
   FX_PREREGIST_01: { component: FxPreregist01 },
+  CT_LAYOUT_01: { component: CtLayout01 },
 } as const
 
 type TemplateKey = keyof typeof templateRegistry
diff --git a/layers/templates/CtLayout01/index.vue b/layers/templates/CtLayout01/index.vue
new file mode 100644
index 0000000..de82678
--- /dev/null
+++ b/layers/templates/CtLayout01/index.vue
@@ -0,0 +1,562 @@
+<script setup lang="ts">
+    import type { PageDataTemplateComponents } from '#layers/types/api/pageData'
+    
+    interface Props {
+      components: PageDataTemplateComponents
+      pageVerTmplSeq: number
+    }
+    
+    const props = defineProps<Props>()
+    const { sendLog } = useAnalytics()
+    const { tm, locale } = useI18n()
+    const customContainerRef = ref<HTMLElement | null>(null)
+    const nuxtApp = useNuxtApp()
+    // Configuration
+    const runtimeConfig = useRuntimeConfig()
+    const staticUrl = runtimeConfig.public.staticUrl
+  
+    const coerceToString = (value: unknown): string => {
+      if (typeof value === 'string') return value
+      if (typeof value === 'number') return String(value)
+      if (typeof value === 'boolean') return value ? 'true' : 'false'
+      return ''
+    }
+  
+    // URL인지 확인하는 함수
+    const isUrl = (str: string): boolean => {
+      try {
+        const url = new URL(str)
+        return url.protocol === 'http:' || url.protocol === 'https:'
+      } catch {
+        return false
+      }
+    }
+  
+    // API로 내려온 "HTML 문자열" 내부의 {{ tm('key') }} 형태를 현재 locale 기준 번역 문자열로 치환
+    // (Vue 템플릿 컴파일이 일어나지 않으므로 사전 치환이 필요)
+    const applyI18nToApiHtml = (html: string): string => {
+      // locale 변경 시 computed가 재평가되도록 의존성 연결
+      // eslint-disable-next-line @typescript-eslint/no-unused-expressions
+      locale.value
+  
+      return html.replace(
+        /\{\{\s*tm\(\s*(["'])([^"']+)\1\s*\)\s*\}\}/g,
+        (_full, _q, key: string) => coerceToString(tm(key)),
+      )
+    }
+    
+    // fetch한 HTML을 저장할 ref
+    const fetchedHtml = ref<string>('')
+    const isLoadingHtml = ref(false)
+  
+    // URL에서 HTML 가져오기
+    const fetchHtmlFromUrl = async (url: string): Promise<string> => {
+      try {
+        isLoadingHtml.value = true
+        const response = await $fetch<string>(url, {
+          method: 'GET',
+          headers: {
+            'Accept': 'text/html',
+          },
+        })
+        return typeof response === 'string' ? response : JSON.stringify(response)
+      } catch (error: any) {
+        // eslint-disable-next-line no-console
+        console.error('[Exception] Failed to fetch custom HTML:', error)
+        return ''
+      } finally {
+        isLoadingHtml.value = false
+      }
+    }
+  
+    // HTML 주석에서 customTranslang JSON URL 추출
+    // 형식: <!-- customTranslang: https://example.com/translations.json -->
+    const extractCustomTranslangUrl = (html: string): string | null => {
+      const commentRegex = /<!--\s*customTranslang\s*:\s*([^\s]+)\s*-->/i
+      const match = html.match(commentRegex)
+      return match && match[1] ? match[1].trim() : null
+    }
+  
+    // JSON 파일을 fetch해서 i18n에 추가
+    const loadCustomTranslations = async (jsonUrl: string): Promise<void> => {
+      try {
+        const $i18n = nuxtApp.$i18n as any
+        if (!$i18n) {
+          // eslint-disable-next-line no-console
+          console.warn('[CustomTranslations] i18n instance not found')
+          return
+        }
+  
+        const translations = await $fetch<Record<string, any>>(jsonUrl, {
+          method: 'GET',
+          headers: {
+            'Accept': 'application/json',
+          },
+        })
+  
+        if (!translations || typeof translations !== 'object') {
+          // eslint-disable-next-line no-console
+          console.warn('[CustomTranslations] Invalid translation data:', translations)
+          return
+        }
+  
+        // 로케일 코드 변환 맵 (소문자 하이픈 -> 대문자 하이픈)
+        const localeMap: Record<string, string> = {
+          'zh-tw': 'zh-TW',
+          'zh-cn': 'zh-CN',
+        }
+  
+        // 현재 locale에 해당하는 번역 데이터 찾기
+        const currentLocale = locale.value
+        const normalizedLocale = localeMap[currentLocale] || currentLocale
+  
+        // 대소문자 구분 없이 로케일 데이터 찾기
+        const localeData =
+          translations[normalizedLocale] ||
+          translations[normalizedLocale.toLowerCase()] ||
+          translations[currentLocale] ||
+          translations[currentLocale.toLowerCase()]
+  
+        if (localeData && typeof localeData === 'object') {
+          // 기존 메시지에 병합 (기존 키는 유지하고 새로운 키만 추가)
+          const existingMessages = $i18n.getLocaleMessage(currentLocale) || {}
+          $i18n.setLocaleMessage(currentLocale, {
+            ...existingMessages,
+            ...localeData,
+          })
+          // eslint-disable-next-line no-console
+          console.log('[CustomTranslations] Loaded translations for locale:', currentLocale)
+        }
+      } catch (error: any) {
+        // eslint-disable-next-line no-console
+        console.error('[Exception] Failed to load custom translations:', error)
+      }
+    }
+  
+    // custom_contents가 URL인지 확인하고 HTML 가져오기
+    watch(
+      () => {
+        // 타입 가드: 단일 컴포넌트 패턴인지 확인
+        if ('group_sets' in props.components) {
+          return null
+        }
+        const customContents = props.components.customContents
+        const firstGroup = customContents?.groups?.[0]
+        if (!firstGroup) {
+          return null
+        }
+        // res_path는 PageDataResourceGroup의 직접 속성
+        // 또는 btn_info.detail.res_path 형태일 수 있음
+        const resPath = (firstGroup as any).detail?.res_path
+        if (!resPath) {
+          return null
+        }
+        
+        // 문자열로 변환
+        const resPathStr = String(resPath)
+        // 마지막에 "/contents" 또는 "contents"가 있으면 제거
+        const cleanedResPath = resPathStr.replace(/\/?contents\/?$/, '')
+        return cleanedResPath
+      },
+      async (cleanedResPath) => {
+        if (!cleanedResPath) {
+          fetchedHtml.value = ''
+          return
+        }
+  
+        const contentStr = typeof cleanedResPath === 'string' ? `${staticUrl}${cleanedResPath}/index.html` : String(`${staticUrl}${cleanedResPath}/index.html`)
+        console.log("🚀 ~ contentStr:", contentStr)
+        
+        let html = ''
+        if (isUrl(contentStr)) {
+          // URL인 경우 fetch
+          html = await fetchHtmlFromUrl(contentStr)
+        } else {
+          // HTML 문자열인 경우 그대로 사용
+          html = contentStr
+        }
+  
+        fetchedHtml.value = html
+  
+        // HTML 주석에서 customTranslang JSON URL 추출 및 로드
+        if (html) {
+          const jsonUrl = extractCustomTranslangUrl(html)
+          if (jsonUrl) {
+            await loadCustomTranslations(jsonUrl)
+          }
+        }
+      },
+      { immediate: true },
+    )
+  
+    // locale 변경 시에도 custom translations 다시 로드
+    watch(
+      () => locale.value,
+      async () => {
+        if (fetchedHtml.value) {
+          const jsonUrl = extractCustomTranslangUrl(fetchedHtml.value)
+          if (jsonUrl) {
+            await loadCustomTranslations(jsonUrl)
+          }
+        }
+      },
+    )
+    
+    // API HTML 원본 (i18n만 치환) - asset(link/style/script) 추출용
+    const customContentsRaw = computed(() => {
+      if (!fetchedHtml.value) return ''
+      
+      let html = fetchedHtml.value
+  
+      // i18n 치환 ({{ tm('...') }})
+      html = applyI18nToApiHtml(html)
+      return html
+    })
+  
+    // 렌더링용 HTML
+    // - link/script는 head/body로 별도 주입 (렌더 위치에 남기지 않음)
+    // - style은 "그 자리에 그대로" 렌더링하되, 적용 안정성을 위해 head에도 복제 주입함
+    const customContentsHtml = computed(() => {
+      const html = customContentsRaw.value
+      if (!html) return ''
+  
+      return html
+        // link 태그 제거
+        .replace(/<link\b[^>]*>/gi, '')
+        // script 블록 제거
+        .replace(/<script\b[^>]*>[\s\S]*?<\/script>/gi, '')
+    })
+    
+    type OrderedAsset =
+      | { kind: 'link'; href: string; rel?: string | null; media?: string | null; integrity?: string | null; crossOrigin?: string | null; referrerPolicy?: string | null }
+      | { kind: 'script'; src: string; type?: string | null; integrity?: string | null; crossOrigin?: string | null; referrerPolicy?: string | null }
+      | { kind: 'style'; cssText: string }
+    
+    const parseTagAttributes = (tagHtml: string): Record<string, string> => {
+      const attrs: Record<string, string> = {}
+      const attrRegex = /([^\s=]+)\s*=\s*(?:"([^"]*)"|'([^']*)'|([^\s"'=<>`]+))/g
+      let m: RegExpExecArray | null
+      while ((m = attrRegex.exec(tagHtml)) !== null) {
+        const key = m[1]?.toLowerCase()
+        const value = (m[2] ?? m[3] ?? m[4] ?? '').trim()
+        if (key) attrs[key] = value
+      }
+      return attrs
+    }
+  
+    // asset(link/script) 주입 위치: main 우선, 없으면 body fallback
+    const getAssetMountEl = (): HTMLElement => {
+      if (!import.meta.client) {
+        // SSR에서는 호출되지 않지만 타입 안정성을 위해
+        return {} as HTMLElement
+      }
+      return (document.querySelector('main') as HTMLElement | null) ?? document.body
+    }
+    
+    // custom_contents 원본 문자열에서 link/script를 "작성된 순서" 그대로 추출 (파서가 위치를 바꾸는 문제 방지)
+    const extractOrderedAssets = (html: string): OrderedAsset[] => {
+      const assets: OrderedAsset[] = []
+  
+      // link/script 시작 태그 + style 블록 전체를 한 번에 매칭 (작성된 순서 보존)
+      const tagRegex = /<(link|script)\b[^>]*>|<style\b[^>]*>[\s\S]*?<\/style>/gi
+      let match: RegExpExecArray | null
+      while ((match = tagRegex.exec(html)) !== null) {
+        const tagHtml = match[0] || ''
+        const tagName = (match[1] || '').toLowerCase()
+  
+        // style 블록
+        if (/^<style\b/i.test(tagHtml)) {
+          const cssText = tagHtml
+            .replace(/^<style\b[^>]*>/i, '')
+            .replace(/<\/style>\s*$/i, '')
+          if (cssText.trim()) {
+            assets.push({ kind: 'style', cssText })
+          }
+          continue
+        }
+  
+        const attrs = parseTagAttributes(tagHtml)
+  
+        if (tagName === 'link') {
+          const href = attrs.href
+          if (!href) continue
+          assets.push({
+            kind: 'link',
+            href,
+            rel: attrs.rel ?? null,
+            media: attrs.media ?? null,
+            integrity: attrs.integrity ?? null,
+            crossOrigin: attrs.crossorigin ?? null,
+            referrerPolicy: attrs.referrerpolicy ?? null,
+          })
+          continue
+        }
+  
+        if (tagName === 'script') {
+          const src = attrs.src
+          if (!src) continue
+          assets.push({
+            kind: 'script',
+            src,
+            type: attrs.type ?? null,
+            integrity: attrs.integrity ?? null,
+            crossOrigin: attrs.crossorigin ?? null,
+            referrerPolicy: attrs.referrerpolicy ?? null,
+          })
+        }
+      }
+  
+      return assets
+    }
+    
+    // CSS 파일 동적 로드
+    const loadStylesheet = (asset: Extract<OrderedAsset, { kind: 'link' }>): Promise<void> => {
+      return new Promise((resolve, reject) => {
+        if (!import.meta.client) {
+          resolve()
+          return
+        }
+    
+        const href = asset.href
+        // 이미 로드된 스타일시트 확인
+        const existingLink = document.querySelector(`link[href="${href}"]`)
+        if (existingLink) {
+          resolve()
+          return
+        }
+        
+        const link = document.createElement('link')
+        link.rel = asset.rel || 'stylesheet'
+        link.href = href
+        if (asset.media) link.media = asset.media
+        if (asset.integrity) link.integrity = asset.integrity
+        if (asset.crossOrigin) link.crossOrigin = asset.crossOrigin
+        if (asset.referrerPolicy) link.referrerPolicy = asset.referrerPolicy
+        link.onload = () => resolve()
+        link.onerror = () => reject(new Error(`Failed to load stylesheet: ${href}`))
+        getAssetMountEl().appendChild(link)
+      })
+    }
+    
+    // JS 파일 동적 로드
+    const loadScript = (asset: Extract<OrderedAsset, { kind: 'script' }>): Promise<void> => {
+      return new Promise((resolve, reject) => {
+        if (!import.meta.client) {
+          resolve()
+          return
+        }
+    
+        const src = asset.src
+        // 이미 로드된 스크립트 확인
+        const existingScript = document.querySelector(`script[src="${src}"]`)
+        if (existingScript) {
+          resolve()
+          return
+        }
+        
+        const script = document.createElement('script')
+        script.src = src
+        // 순서 보장을 위해 async=false
+        script.async = false
+        if (asset.type) script.type = asset.type
+        if (asset.integrity) script.integrity = asset.integrity
+        if (asset.crossOrigin) script.crossOrigin = asset.crossOrigin
+        if (asset.referrerPolicy) script.referrerPolicy = asset.referrerPolicy
+        script.onload = () => resolve()
+        script.onerror = () => reject(new Error(`Failed to load script: ${src}`))
+        getAssetMountEl().appendChild(script)
+      })
+    }
+  
+    // 문자열 해시(간단) - style 중복 주입 방지용
+    const hashString = (str: string): string => {
+      let hash = 5381
+      for (let i = 0; i < str.length; i++) {
+        hash = (hash * 33) ^ str.charCodeAt(i)
+      }
+      // unsigned 32-bit
+      return (hash >>> 0).toString(16)
+    }
+  
+    // inline <style> 주입 (작성 순서 보존 + 중복 방지)
+    const loadInlineStyle = (asset: Extract<OrderedAsset, { kind: 'style' }>): void => {
+      if (!import.meta.client) return
+      const cssText = asset.cssText || ''
+      const key = hashString(cssText)
+  
+      const existing = document.head.querySelector(`style[data-custom-style-hash="${key}"]`)
+      if (existing) return
+  
+      const styleEl = document.createElement('style')
+      styleEl.setAttribute('data-custom-style-hash', key)
+      styleEl.textContent = cssText
+      getAssetMountEl().appendChild(styleEl)
+    }
+    
+    // 스크립트 로드 완료 여부 추적
+    const scriptsLoaded = ref(false)
+    
+    const modalStore = useModalStore()
+  
+    // API HTML에서 onclick으로 호출할 수 있도록 window에 노출할 "단일 함수"
+    // - 인자 방식: onclick="window.__customAction('open-confirm', '내용', '확인', '취소', '로그값')"
+    // - dataset 방식도 호환: onclick="window.__customAction(this)"
+    const handleCustomAction = (
+      actionOrEl: string | HTMLElement | null,
+      rawContent?: string,
+      confirmText?: string,
+      cancelText?: string,
+      logValue?: string,
+    ) => {
+      if (!import.meta.client) return
+      if (!actionOrEl) return
+  
+      const action =
+        typeof actionOrEl === 'string'
+          ? actionOrEl
+          : actionOrEl.getAttribute('data-action') || ''
+  
+      const contentRaw =
+        typeof actionOrEl === 'string'
+          ? rawContent || ''
+          : actionOrEl.getAttribute('data-content') ||
+            actionOrEl.getAttribute('data-confirm-content') ||
+            ''
+  
+      const confirmButtonText =
+        typeof actionOrEl === 'string'
+          ? confirmText || ''
+          : actionOrEl.getAttribute('data-confirm-text') || ''
+  
+      const cancelButtonText =
+        typeof actionOrEl === 'string'
+          ? cancelText || ''
+          : actionOrEl.getAttribute('data-cancel-text') || ''
+  
+      const analyticsLogValue =
+        typeof actionOrEl === 'string'
+          ? logValue || ''
+          : actionOrEl.getAttribute('data-log') || ''
+  
+      // 1) open-confirm
+      if (action === 'open-confirm') {
+        const contentText = contentRaw ? applyI18nToApiHtml(contentRaw) : ''
+        if (contentText) {
+          modalStore.handleOpenConfirm({
+            contentText,
+            ...(confirmButtonText ? { confirmButtonText } : {}),
+            ...(cancelButtonText ? { cancelButtonText } : {}),
+          })
+        }
+      }
+      if (action === 'open-alert') {
+        const contentText = contentRaw ? applyI18nToApiHtml(contentRaw) : ''
+        if (contentText) {
+          modalStore.handleOpenAlert({
+            contentText,
+            ...(confirmButtonText ? { confirmButtonText } : {}),
+            ...(cancelButtonText ? { cancelButtonText } : {}),
+          })
+        }
+      }
+  
+      // 2) analytics
+      if (analyticsLogValue) {
+        console.log("🚀 ~ handleCustomAction ~ analyticsLogValue:", analyticsLogValue)
+        sendLog(locale.value, analyticsLogValue)
+      }
+    }
+    
+    // custom_contents 변경 시 link/script를 "작성된 순서"대로 순차 로드
+    watch(
+      () => customContentsRaw.value,
+      async (html, _prev, onCleanup) => {
+        if (!import.meta.client) return
+        if (!html) return
+    
+        scriptsLoaded.value = false
+    
+        let cancelled = false
+        onCleanup(() => {
+          cancelled = true
+        })
+    
+        const assets = extractOrderedAssets(html)
+        for (const asset of assets) {
+          if (cancelled) return
+          try {
+            if (asset.kind === 'link') {
+              await loadStylesheet(asset)
+            } else if (asset.kind === 'style') {
+              loadInlineStyle(asset)
+            } else {
+              await loadScript(asset)
+            }
+          } catch (err) {
+            // eslint-disable-next-line no-console
+            console.warn(`${asset.kind} load error:`, err)
+          }
+        }
+    
+        if (!cancelled) scriptsLoaded.value = true
+      },
+      { immediate: true },
+    )
+    
+    // onMounted에서 초기화 코드 실행
+    onMounted(() => {
+      if (!import.meta.client) return
+  
+      const container = customContainerRef.value
+      if (!container) return
+  
+      // onclick="window.__customAction(this)" 지원
+      ;(window as any).__customAction = handleCustomAction
+  
+      // onclick을 못 쓰는 케이스 대비: 이벤트 위임도 같이 지원
+      const onDelegatedClick = (e: MouseEvent) => {
+        const target = e.target as HTMLElement | null
+        const el =
+          (target?.closest?.('[data-action], [data-log]') as HTMLElement | null) ??
+          null
+        handleCustomAction(el)
+      }
+  
+      container.addEventListener('click', onDelegatedClick)
+      onBeforeUnmount(() => {
+        container.removeEventListener('click', onDelegatedClick)
+      })
+    })
+  
+    onBeforeUnmount(() => {
+      if (!import.meta.client) return
+      const w = window as any
+      if (w.__customAction === handleCustomAction) {
+        delete w.__customAction
+      }
+    })
+    </script>
+    
+    <template>
+      <section class="section-standard">
+        <div
+          v-if="customContentsHtml"
+          ref="customContainerRef"
+          v-dompurify-admin="customContentsHtml"
+          class="custom-container"
+        ></div>
+        <div
+          class="custom-container"
+        >
+      {{ tm('Newreturnevent_Section03_Title') }}
+      </div>
+      </section>
+    </template>
+    
+    
+    <style>
+    .custom-container {
+      min-height: 20rem;
+      background-color: #fff;
+    }
+    </style>
\ No newline at end of file